What is a home inventory? A home inventory is a detailed list of personal property of your home or business. Included in the inventory are photos, DVD video and a physical description of all personal assets. Why do I need a home or business inventory? A complete inventory can reduce the stress when a claim needs to be filed due to damaged, lost or stolen property. When a claim is being processed, your insurance company may ask for proof of value making sure you are fully compensated. It can assist police in identifying an locating stolen property. An inventory can also be helpful in estate planning, documenting possessions before moving and divorce settlements. Couldn't I just do my own inventory? Yes, you could. Have you yet? Exactly. Most people know it needs to be done, they just never get around to doing it. It takes time and is a tedious process. Also, insurance companies prefer third parties to do the inventory for credibility purposes. If you want to do your own inventory, you may call An Invaluable Inventory and for a consultation fee, we can get you started. What about my privacy? Privacy and confidentiality are a concern any time someone enters your home. We understand this concern and are sensitive to our clients' wishes. Prior to beginning the inventory a confidentiality agreement is signed. At the beginning of this inventory, a tour of the home is taken with the client. At this time we listen to any concerns or issues the owner may have in any rooms or with any items. It is highly recommended that the homeowner accompany and assist during the inventory. Once the inventory is complete, An Invaluable Inventory destroys all material. Or, for additional fee, a copy may be stored off-site in a safety deposit box. Do you do appraisals? No. An Invaluable Inventory does not do appraisals. A referral can be made if there are items you require or want appraised. An estimate of the value is made, receipts will be used when available and documented. |